To see our website filtered by a specific destination, select the country: You are viewing content related to . To view a specific destination, . To view a specific destination, click here

How to Retire in Canada: Retiring to Canada from the USA

By Sierra September 15, 2020 (Updated July 8, 2022) 3 min. read
retired couple

There are many reasons why an individual would want to live in Canada especially coming from the United States as it’s just a cross-border move! More specifically, older applicants living in the US find they want to retire in Canada and think it’s rather easy. Unfortunately, there is no Canadian retirement visa and this is not an easy process but there are a few alternative paths available.

When thinking about making this move, there are a few things you will want to keep in mind! these factors include:

Retiring in Canada Part-Time

Moving to Canada solely to retire is not easy if you just want to kick back and relax. The Canadian government is particular when inviting people into the country who won’t contribute economically through working and who could potentially become reliant on its healthcare system.

Visitor Visa

Those interested in part-time retirement in Canada can apply for a visitor visa. A visitor visa, also known as a “TRV” is valid up to 6 months with the chance to extend!

Parent and Grandparent Super Visa

Another option for applicants looking to live in Canada part-time can apply for a parent and grandparent super visa. To qualify for this visa, you have to have a child or grandchild that is a Canadian citizen. The parent and grandparent visa allows you to make visits up to 10 years in 2-year increments.

Retiring in Canada Full-Time

Retiring full-time and making the permanent move to Canada is much more difficult as there is no set route BUT don’t worry, there are options.

Family Sponsorship

A non-work option for those with relatives already living in Canada is family sponsorship.

Investors

Canada is ALWAYS looking for investors to contribute to the country. There isn’t a specific program for investors anymore but there are paths for those able to make a qualifying investment. Learn more about options for investors in Canada.

Work Permit

Although it is not the most ideal situation, the easiest way to make this permanent move is to not fully retire and apply for a work permit. These work programs include:

Living in Canada as a Retiree

Cost of Living

Everyday expenses will usually be lower in Canada compared to the United States. This depends on the area you live in and the lifestyle you choose. The cost of living in Canada will be higher in major cities such as Toronto, Vancouver, and Montreal. However, if you’re looking for a quiet retirement in a smaller town or cottage country, you can find something more affordable!

Taxes

When moving/retiring in Canada, this doesn’t mean you’ll need to give up your US Citizenship status. You can receive Social Security benefits while living in another country, but you’ll also likely still be subject to US taxes if you earn supplemental income as well. As a citizen of the United States, you have to file your income tax return with the US annually, regardless of where you live in the world. The question remains whether or not you have to file a Canadian income tax return as well. This depends on whether you are living temporarily or permanently!

Healthcare

For those who only spend several months of the year in Canada and don’t become permanent residents, you may need to purchase international health insurance. Canada has a publicly-funded universal healthcare system which is a BIG reason many individuals seek out Canada. However, just because you’re inside Canada, doesn’t mean you automatically have free access to the healthcare system so it’s important to research your specific situation.

Best Places to Retire in Canada

  1. Kingston, Ontario
  2. Vancouver, British Columbia
  3. Ottawa, Ontario
  4. Halifax, Nova Scotia
  5. Toronto, Ontario

Interested in Immigrating to Canada?

Retiring in Canada is NOT easy so we highly recommend speaking with an immigration professional. If you find yourself interested, Contact VisaPlace today. All of our cases are handled by competent and experienced immigration professionals who are affiliated with VisaPlace. These professionals consist of lawyers, licensed paralegals, and consultants who work for VisaPlace Legal an award-winning immigration firm that adheres to the highest standards of client service.

Ready for the next step? Book your 1-on-1 consultation now or call us at 1-877-296-0874.

Have a Question related to your Immigration Needs?

Fill out the FREE Immigration Assessment form and get a response within 24 hours to see if you’re eligible.

The assessment form should take approximately 5-7 minutes to complete. We will get back to you within one business day to let you know if we are able to help.

Mark R. Post Avatar

Mark R. Post

My new life is possible because of working with Visaplace. they took my case and knew exactly how to achieve the goals I’d set for myself and my family. Kind and courteous and got the job done.

James C. Starkes Avatar

James C. Starkes

I got my US L1 Visa through them, pretty smooth process. We weren’t sure they’d take our case as we had some issues with retrieving some documents, but they worked with us on getting everything we needed. Recommend.

Michael H. Perry Avatar

Michael H. Perry

I express deep appreciation to VisaPlace for their unwavering commitment in securing my visa successfully. Their unmatched professionalism has left me thoroughly satisfied with the results.

Severina Tedford Avatar

Severina Tedford

Allow me to express that our case proved to be more complex than initially anticipated. However, Aisha and Reena provided unwavering support throughout the entire process. At each juncture, they offered clear guidance on necessary actions, guiding us through the intricacies we couldn’t navigate independently. While the procedure proved more intricate than expected, our legal team maintained close communication, ensuring we were well-informed and adequately prepared. Confronted with challenges, they approached them with a positive attitude, instilling confidence through their professionalism and competence. I wholeheartedly recommend their services. While moments of stress were inevitable, their assurance and ability to convey that confidence were instrumental. Reflecting on the experience, I am certain we would not have succeeded without their assistance, or at the very least, the journey would have been significantly prolonged.

videos download Avatar

videos download

Very impressed. We had an application that was not straightforward, but our legal team put us at ease at every step of the way. I can’t imagine what the process would have been like without their help. Highly competent and reliable. If you’re trying to avoid a lot of headaches and grief, this is the firm you want in your corner.

John E. Raabe Avatar

John E. Raabe

I extend immense gratitude to VisaPlace for their dedicated efforts in successfully obtaining my visa!! Their unmatched professionalism has left me absolutely satisfied with the results.

Daniel Amoakoh Avatar

Daniel Amoakoh

VisaPlace offers professional guidance that will lead to successful visa acquisition and immigration to North America if obeyed. The staff is very caring and thoroughly discusses your case to find the best path for your application. My favorite is Mansi Sanghvi. I appreciate your support, VisaPlace.