To see our website filtered by an specific destination, select the country: You’re seing the content related to that we can help you with immigration journey. If you want to see a specific destination, immigration journey. If you want to see a different destination, click here

US Healthcare Questions Answered for New Immigrants

By Ella Bergquist May 28, 2019 3 min. read
US Healthcare explained for new immigrants

Moving to the US means that you will have access to the United States Healthcare system. The US Healthcare system functions primarily in the private sector. This means that much of your care will be provided by private organizations. Unlike some other countries, the US does not have free/ subsidized healthcare. This means that in order to pay for used health services, you will likely use health insurance. Although you can pay out of pocket for health care it can be prohibitively expensive.

Healthcare in the US for Immigrants

Can I get free healthcare in the US?

No, the US does not provide free health care and you will need to either pay for health services out of pocket or through insurance.

Does insurance cover the entire cost of the procedure or service?

Typically, when you use your health insurance, you will be responsible for a co-pay. A co-pay is a smaller fee that you pay at the time of your visit. This cost will vary depending on what type of insurance you have. After you have paid your co-pay, your insurance will cover the remaining cost of your care.

Can I visit any doctor I want?

While you can visit any doctor you wish, the health insurance plans that doctors accept will vary. This means that you will want to do your research before choosing a primary care doctor to ensure that they will be able to accept your health insurance plan.

How do I pick the best health insurance plan?

There are two main ways that you will choose health insurance. The first is through an employer. Many US employers offer health care as a part of their benefits program. The company will typically pay a portion of the health care premium which helps to reduce the cost that you must cover. However, because the company is paying a portion of the premium they will likely choose the least expensive insurance policy. If you wish to shop for health care that differs from your employer or you do not receive health care through work you will take a different approach. There are three markets that you can purchase healthcare in: the federal market, state-based market, or private market. The federal and state markets are government based while the private market is made up of individual companies. Once you decide which market you would like to purchase from, the next step is to compare the different types of health insurance plans, health plan networks, out-of-pocket costs and benefits.

What are the different health insurance plans?

There are four main health insurance plans.

  1. HMO: Health Maintenance Organization – This plan is good if you want lower out-of-pocket costs and a doctor that will coordinate your care, including procedures and working with specialists.
  2. PPO: Preferred Provider Organization – This plan is good if you want a wide selection of providers and does not require a referral for specialists and procedures.
  3. EPO: Exclusive Provider Organization – This plan is good if you are looking for lower out-of-pocket expenses and does not require a referral for specialists and procedures.
  4. POS: Point off Service Plan- This plan is good if you want more provider options and a primary doctor that is in charge of coordinating your care, including procedures and working with specialists.

If my doctor prescribes me a medication, how do I fill that prescription?

You will need to take the prescription to a pharmacy. In the US, Walgreens, CVS and Rite Aid are large pharmaceutical chains. At the pharmacy, the pharmacist will fill your prescription. You will provide the pharmacist with your health insurance information the first time you go to fill a prescription. This information will be used to determine the price that you will pay for that prescription. There is always the option to pay out of pocket, but like health services this can be costly.

Are You Interested in Immigrating to the United States?

If so, Contact VisaPlace today. All our cases are handled by competent and experienced immigration professionals who are affiliated with VisaPlace. These professionals consist of lawyers, licensed paralegals, and consultants who work for Niren and Associates an award-winning immigration firm that adheres to the highest standards of client service.

Ready for the next step? Book your 1 on 1 consultation now or call us at 1-888-317-5770.

Have a Question related to your Immigration Needs?

Click here to fill out the FREE Immigration Assessment form below and get a response within 24 hours to see if you’re eligible.

The assessment form should take approximately 5-7 minutes to complete. We will get back to you within one business day to let you know if we are able to help

Belinda Maraj Avatar

Belinda Maraj

Our experience with the team at VisaPlace has been absolutely amazing. Special thank you to Nadia Bakhtiari whom we had the pleasure of partnering with. Nadia was attentive, empathetic, knowledgeable, professional, friendly and accessible. She provided guidance and kept us in the loop every step of the way. We were so impressed with the professionalism and exceptional client experience from VisaPlace that we partnered with them for both our PR application and our citizenship application. Thank you VisaPlace and thank you Nadia!

betty klassen Avatar

betty klassen

We were switched legal teams 3 times within our time there.( This was not our doing) We weren’t impressed at all with the service almost all the way through our experience. Our review would have been 1 star. The response time was awful. To get in contact with our attorney was so difficult. And not thorough. Almost at the end, when we were almost ready to file, we got switched again, but this time, we are thankful. The attorney we got then was Andrew Diamond. He is fantastic and the reason for the 5 star rating. This is his rating. He was phenomenal. Absolutely amazing and prompt with response time and very knowledgeable, thorough and so helpful. We couldn’t have asked for better. Thank you Andrew for all you did for us!

Arash Sorkhabi Avatar

Arash Sorkhabi

I’m satisfied with the expertise and professionalism with which my case was managed and handled. I wanted to take this opportunity to thank the firm for its support. Although it has been a long process time due to Covid, Nadia has always been one of the first people to guide me step by step through the path during this stressful and unprecedented time. I strongly recommend VisaPlace to anyone seeking legal counsel.

Sarb walia Avatar

Sarb walia

I am thrilled to share that , We have just got our Permanent residence status under humanitarian and compassionate category. It was great experience to get professional service from visaplace. All team members very knowledgeable, hard worker, polite and professional. Special thanks to Yasmeen Ali, who always guide me through out processs. Its not easy task to get positive output in HM Category. I am highly recommend visaplace for any kind of immigration needs.

Shannon Wilde Avatar

Shannon Wilde

Applying for my E2 Visa was so overwhelming for me. As soon as I engaged VisaPlace all that worry and stress was gone. They guided me through the entire process and set me up for success! I would 100% recommend using them for any of your Visa Needs.

Julia Rood Avatar

Julia Rood

I reached out to VisaPlace kind of on a whim, knowing that I needed to apply for permanent residency in order to stay with my spouse and our two cats. They were immediately and incredibly responsive, and almost instantly made me feel that I was dealing with professionals who cared about my case.

I reached out to them August last year, and today got the confirmation that my permanent residency has been approved. The people I worked with in VisaPlace stuck with me through the whole process, answering any questions and assuaging any fears that I had about the process, my application, or what I needed to do. Even when my anxiety made me snappy (I apologized immediately!) they handled my case and me with professionalism and compassion. Immigration is a stressful, scary process. I wanted professionals who knew the ins-and-outs so that I had the best chance of being able to come to Canada.

And now, I get to stay in Canada with my partner of nearly 10 years, and I couldn’t be happier. I would absolutely recommend this service to anyone who wants immigration help! A big thank you, especially, to Alejandra and Nadia for handling my case. I’m so lucky to have had your help!

Sanjida Prima Avatar

Sanjida Prima

Had a great experience working with the people at VisaPlace for a Permanent Residency application! The team I dealt with (Nadia B., Krisztina T., Mansi S.) was extremely knowledgeable, prompt and handled the case with care. I would definitely recommend their services to anyone in need!